Most Singapore SMEs we speak to know there is grant money for software and AI. Fewer know that the money is lost at the very first step, before anyone has looked at a quote.
Here are the two rules that decide whether you get funded.
Rule one: apply before you commit
You must submit your application before you sign a contract with the vendor, and before you pay any deposit. If the work has already started, the application is rejected. There is no way to fix this after the fact and no appeal worth making.
In practice this means the order of your project is:
- Decide what you want built, and get a quote for it.
- Apply, and wait for the letter of offer.
- Accept the letter, then sign with the vendor and start the work.
A quote is not a commitment, so getting one costs you nothing. A signed contract is.
Rule two: for EDGE, you apply, not your vendor
The Productivity Solutions Grant (PSG) and the Enterprise Development Grant (EDG) are now merged under EDGE, one grant from Enterprise Singapore. For EDGE, the application goes in through your own Corppass, on the Business Grants Portal. Vendors and other third parties cannot submit applications, change requests or claims for you. More details
A good vendor still helps. They write the quote in the format the grant expects, describe the project in the terms the assessor is looking for, and tell you which grant fits. Then you file it yourself.
IMDA's GenAI x Digital Leaders works the other way. The vendor applies for you, and you pay only your share.
What each grant supports
The grants are not interchangeable. They support different kinds of work, and picking the wrong one is another common way applications fail.
| Grant | Best for | Support level | Cap |
|---|---|---|---|
| EDGE, ready-made tools (PSG is merged here) | Software from the pre-approved list, such as a GenAI chatbot | 50% for SMEs | $30k a year across your digital tools |
| EDGE, large-scale digital transformation (EDG is merged here) | A custom build that joins up your systems | 50% for SMEs | Set case by case |
| WDG (JR+) | HR and workforce tech, paired with redesigning the jobs | 70% | $150k |
| SkillsFuture Enterprise Credit (SFEC) | A $10k credit on top, for the training side | Credit | $10k |
| EIS | A tax deduction, not a grant. It applies to the share you pay yourself, after any grant | 400% deduction | $50k a year for AI |
More details: Enterprise Singapore EDGE FAQ, AI chatbot page, large projects page, BizSG government grant directory, SkillsFuture workforce grant page and IRAS EIS page.
If you are buying a tool off a list and using it as it comes, that is EDGE's ready-made tools, where PSG is now merged. If someone is building something around the way your company actually works, that is EDGE large-scale digital transformation, where EDG is now merged. If the project is really about changing what your people do all day, look at WDG (JR+), where the government share is highest.
The cash reaches you at different times
This matters more than most people expect.
- You claim EDGE support back. You pay the full amount first, then make one claim, then wait for the grant. Budget for that gap. More details
- WDG (JR+) charges you the smaller share. You pay only your part, and the government's share goes to the consultant directly.
Approvals take time too: about one week for a pre-approved tool, and case by case for a large project. Plan your start date backwards from that. More details
What changed, and one date for the calendar
PSG, EDG and Market Readiness Assistance (MRA) are now merged under EDGE. Enterprise Singapore stopped taking applications for them on 29 September 2026, and EDGE opened on 30 September. EDGE supports a company with up to $100,000 a year across all its activities. The year runs from 1 April to 31 March. You apply by activity, so write your plan around the work rather than the scheme name. More details
If you used SFEC on an EDG, MRA or PSG project, submit the final claim by 30 November 2026. More details
A redesigned SFEC starts on 1 December 2026 with a fresh $10,000. More details
What to do this week
Write down the one job in your company that eats the most hours. Get a quote for fixing it. Then apply, and only sign after the letter of offer lands.
If you want to know which grant your project falls under, our grants page walks through it, or book a call and we will tell you straight.